Payments on LitVM

Payments on LitVM divide into three distinct design bets rather than competing around a single checkout model. While each protocol operates on a non-custodial basis using direct wallet transfers and payment links, they target entirely different problems in moving funds. One approach focuses on commercial merchant settlement, automating token-to-token conversion so sellers can receive their preferred asset regardless of what the payer sends. Another addresses usability and business logic by routing funds through human-readable handles and domain names, paired with tooling for recurring billing, escrow, and payroll. The third prioritizes onchain anonymity, implementing stealth address standards (ERC-5564 and ERC-6538) to generate disposable one-time addresses that prevent payment links from exposing recipient balances or transaction histories. The category does not center on a unified processing rail; instead, it consists of isolated implementations exploring commercial conversion, identity-based abstraction, and cryptographic receiver privacy.